Health Information Rights The Health Insurance Portability and Accountability Act of 1996, HIPAA privacy rule provides you with health information privacy rights. Your health information rights include the right to access your health information, an accounting of disclosures of your health information, and to correct or amend your health information — the right to notice…
Ask Yourself These Benefit and Restriction Questions Before Moving Into an HOA This HOA Benefit and Restriction Questions list will allow you to do questioning as needed more quickly. HOA Benefits: What services will I receive in return for my monthly HOA assessment? How are our streets kept free of cars, trucks, and recreational vehicles?…
Understand That Hoas May Vary Significantly in the Services They Provide Considering an HOA Before Purchasing a New Home – The original developer initially establishes the scope of the association by setting out the services and expenses in the association’s budget; the declaration offers how the association can enforce the members’ obligations. The by-laws set…
Having a Will Is Necessary A new survey finds that the majority believe having a will is necessary while less than half the population possess an estate plan. People are understandably conflicted when it comes to the end of life estate planning. We are forced to confront our mortality and consider the future of those…
Life Insurance Trust If done accurately, you can let your life insurance be in a life insurance trust. Once that life insurance trust is in existence, that life insurance, if you die, is payable to the trust beneficiaries, which may be the same people you were going to leave that life insurance to anyway. Because…
Medicaid Asset Protection Trusts Medicaid Asset Protection Trust (MAPT) is probably the most effective tool for protecting the home, but did you know the Medicaid Trust can protect more than just the house? Medicaid Trusts can also hold cash assets, and as long as they’re in the trust for five years, those assets cannot be…
Elder Law Attorney Attorneys without the right training can negatively impact you in ways that are very difficult to repair. So what should I look for in selecting just the right elder law attorney? First of all, be sure that this is an area of practice the attorney specializes in and focuses on, as well.…
What’re the Differences? There is a difference between a power of attorney and a durable power of attorney, or DPA. The “durable” occurs when the POA is not affected by your subsequent incapacity, and to be durable, it must be explicitly stated as such. That’s what the durable part means, and we use it for…
What Are the Definitions of Elder Abuse According to the Centers for Disease Control and Prevention, elder abuse is an intentional act or failure to act, by a caregiver or another person in a relationship involving an expectation of trust that causes or creates a risk of harm to an older adult. (An older adult…
What Does A Homeowners Association Management Company Do? If you live in a homeowners association, you have probably learned about or maybe even received a non-compliance notice from the association management company. If you have reported common area maintenance problems, this will end up handled by the management company. This means that the management company…